Ohio Fire Claims represents Ohio homeowners through fire, flood, and total-loss disasters, handling every part of the claims process so you get the maximum settlement and the freedom to rebuild on your terms.
Most Homeowners Don’t Know They Have a Choice
When fire or flood hits your home, the insurance company opens your claim and assigns an adjuster, someone whose job is to settle your loss for as little as possible. Most homeowners take that first offer, never realizing a licensed public adjuster could have fought for considerably more.
A Full Team. One Goal. Your Maximum Settlement.
Ohio Fire Claims is a licensed public adjusting firm. We work only for you, never for the insurance company. From the moment you call, our team takes over the documentation, the negotiation, and every phone call, so you don’t have to.
What We Handle for You
Step 1: Emergency Response
We mobilize right after your loss, inspect your property, review your policy, and open your claim the right way from day one.
Step 2: Complete Damage Documentation
Our building estimators and contents specialists document everything, structural damage, personal property, and the items that are easy to miss and even easier to undervalue.
Step 3: Claim Preparation and Presentation
We prepare and present your entire claim to the insurance company, Proof of Loss included, and represent you through every negotiation, inspection, and examination.
Step 4: Settlement and Recovery
We fight for the maximum settlement you’re entitled to under your policy. You review and approve before anything is finalized. You choose your contractor. You control the rebuild.
What Changes When You Have
Ohio Fire Claims on Your Side
We Work Only for You
The insurance company’s adjuster answers to the insurance company. Every member of our team answers to you.
You Get a Full Team, Not One Person
Licensed public adjusters, building estimators, contents specialists, and support staff work your claim together. No single point of failure, no detail overlooked.
You Stay in Control
You decide who rebuilds your home. You approve every step before we move forward. Your claim, your decisions.
No Financial Risk
You pay nothing up front. Our fee comes out of the settlement, and only after you get paid. If we don’t recover for you, you owe us nothing.
Over 20 Years Fighting for Michigan Homeowners
Ohio Fire Claims represents homeowners as part of a firm founded in 2003, and we’ve served more than 2,000 clients.
Real Michigan
Homeowners. Real
Claims. Real Results.
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Thank you for the work performed on our fire claim. We are happy with the settlement. We will continue to refer you to friends, relatives, and any one we meet with a fire loss.
John Vandoer
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Michigan Fire Claims, Inc was able to do everything they assured me could be done on the loss. We were able to take the settlement, pay off the home and purchase a beautiful home not far from work.
Brett and Cindy Deguise
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We were so happy to have had you recommended to us by a friend who had also experienced a fire. Nik met with us and took the time to explain our policy and the entire claim process. He helped us avoid numerous mistakes that could have been made. Michigan Fire Claims, Inc performance was simply fabulous.
Steve and Bonnie Dexter
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WE WERE LOST WHEN OUR BARN BURNT DOWN. NICK AND HIS STAFF WENT TO WORK RIGHT AWAY AND SETTLED EVERYTHING FOR US WITH THE INSURANCE COMPANY. WHAT A GREAT TEAM OF PEOPLE TO HAVE ON YOUR SIDE.THEY WERE REFERRED TO ME BY A FRIEND WHOSE HOUSE BURNT DOWN. HE SAID THEY WERE THE BEST.HE WAS RIGHT.ALL MY THANKS AND GRATITUDE TO THE STAFF. I WILL ALWAYS REFER MICHIGAN FIRE CLAIMS TO ANYONE I FIND OUT THAT NEEDS HELP THEY ARE THE BEST AND THAT IS A FACT!!! GOD BLESS ALL
GERALD P OLMS
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We were referred to Michigan Fire Claims and will always be thankful for their help in our house fire.
E & M Smith, North Branch
Retired
Every Type of Home Loss.
One Dedicated Team.
Fire and Smoke
Damage Claims
Fire destroys fast. Smoke travels further and damages more than most adjusters document. We make sure nothing gets missed and nothing gets undervalued.
Water and Flood
Damage Claims
Water damage is deceptive. What shows on the surface rarely tells the whole story. Our team documents the visible and the hidden so your claim reflects the true scope of your loss.
Denied and
Underpaid Claims
If your insurance company has already denied or underpaid your claim, the conversation isn't over. We review your policy, challenge the decision, and fight to recover what you're owed.
Proof of Loss and
Examination Support
Ohio requires a Sworn Statement and Proof of Loss within 60 days of your loss date. We prepare it for you and represent you through any examination under oath.
Licensed, Experienced, and
Accountable to You
Ohio Fire Claims is licensed and operating in Ohio, part of a firm whose work reaches back to 2003. We are a member of the National Association of Public Insurance Adjusters and carry BBB accreditation.
By the Numbers
In business since 2003. More than 2,000 clients served. A Maumee home base with rapid statewide response.