Ohio's Most Experienced Public Adjusters, Working for You, Never for Your Insurer.
Ohio Fire Claims was built on one simple conviction:
When disaster strikes, policyholders deserve a professional in their corner. Nobody would face a courtroom without an attorney. Facing your insurance company alone makes just as little sense.
Two Decades of Standing Between Ohio Policyholders and the Insurance Machine
Ohio Fire Claims traces its roots to a business founded in 2003 by Nik Kalaj, built around a single conviction that still drives every case: an insurer should never have the last word on what your loss is actually worth. Expanding into Ohio was the natural next step. Today the firm runs on a complete roster of licensed public adjusters, building estimators, contents specialists, and appraisers, operating from our Maumee office and serving homeowners and business owners statewide.
Insurers keep adjusters on payroll for one reason: to guard the company's bottom line. We exist to guard yours. Picture the attorney you'd want beside you in a courtroom, someone who knows every rule, grasps exactly what's on the line, and fights like the outcome is personal.
Licensed, Accredited, and Answerable to You
The moment Ohio Fire Claims joins a claim, the carrier understands it's now dealing with seasoned professionals. That recognition shortens timelines, heads off disputes, and evens the odds from the first conversation. Our people carry active Ohio public adjuster licenses and work alongside appraisers, building estimators, and contents estimators, and we hold standing memberships in NAPIA and Leading Public Adjusters. Ohio Fire Claims has carried an A+ BBB accreditation since 2025. None of this is wall decoration. It is a description of how we run every single file.
Our Memberships & Accreditations
We Don't Take Cases to Shuffle Paperwork. We Take Them to Win.
Some firms handle claims. Others merely administer them. Ohio Fire Claims goes to battle over them. When fire or water tears through your property, the professional across the table is judged by how much the insurer keeps. We are judged by how much lands back in your pocket.
Our model is contingency based, so we earn nothing until you collect. That arrangement locks our interests to yours from the opening call straight through to the final check. Every form we assemble and every negotiation we lead points at one target: the full amount your policy permits, secured as quickly as the process allows. Nothing moves without your review and your approval. You remain in the driver's seat the whole way.
What We Stand By
No Upfront Cost, No Financial Risk
We are paid out of your settlement. No recovery means no fee. Professional representation carries no price of admission here. The only real expense is what you forfeit by going it alone.
Full Transparency Before Any Major Step
You see everything before we file it, negotiate it, or sign off on it. We operate alongside you, never behind your back. That is not a marketing line. It is the reason clients return and send their neighbors our way.
A Complete Team on Every File
No lone adjuster buried under a stack of cases with yours somewhere in the pile. You get a licensed public adjuster, a building estimator, and a contents specialist, each locked onto their portion of your claim and all pulling toward one result.
What Two Decades of Advocacy Actually Looks Like
Ohio Fire Claims stands on a track record of fighting for property owners that reaches back to 2003. More than 2,000 customers have trusted this firm to stand up for them, and we manage hundreds of fire claims a year. That volume isn't about chasing numbers. It reflects the trust Ohio families and businesses place in us when everything falls apart, a trust we have never given anyone reason to question.
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Thank you for the work performed on our fire claim. We are happy with the settlement. We will continue to refer you to friends, relatives, and any one we meet with a fire loss.
John Vandoer
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A tremendous weight was lifted off our shoulder knowing we had you preparing and presenting our loss to State Farm. We were able to continue our normal work schedules without all the added pressure. Thank You.
Mosby and Brenda Clark
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Thank you for a job well done.
J Abate
Vice President, Comerica Bank
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Thank you for all of your support during a very difficult time in my life. As you know, it was not an easy decision for me to make, however it ended up being a very good decision and one that helped me a great deal during a very emotionally difficult time. I am deeply appreciative of everything you and your fine staff did to help me and I will remember that for the rest of my life.
Thanks again for everything.Lori
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It has been five years now since I needed your service. I lost my home in March of 2010 to a house fire. I was getting the run around from my insurance company when I called and met with Nik the very next day. Thanks to him and the great team he has working for him I was able to buy a new home and recover what I had coming from the insurance company for my contents and home. If you should ever need references I would be happy to meet and speak with anyone.
Nancy Jeffrey
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Matt, Ross, and Inventory Team:
Jerry and I wanted to thank all of you again for the assistance you gave us between the fire and our getting into our new home. Matt, you and Ross gave us reassurance and guidance working our way through this process. Kay, thanks to you for your extra time here trying to make sense of the cleaning inventory concerning what they did and did not do. We realize that you, Matt, made numerous visits to calm me down and give us support when we were overwhelmed with everything going on. We are very grateful. The job everyone did and the function and support of your company was priceless to us!
Thank you all!Jerry and Joyce Gillette
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Nik, Ross, & Matt
Words cannot express how much gratitude and appreciation I have for you and your staff. The length in which you all went to lift my burden and ease my stress was remarkable — you treated me like family!
Cheers and best wishes to you all!Kathy Niver
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In 2019, these guys literally changed our life. Had it not been for them advocating for us, we would have lost THOUSANDS of dollars of insurance money that was in our policy. Best decision I ever made for our family.
Otto Haentzler
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I hired this team after my fire and was so happy with the services of this company I made a couple of referrals. The referrals that I made became happy clients as well.
Gina Mead
We're Always Searching for the Right People to Join Us
Ohio Fire Claims is home for adjusters who want to serve their clients honestly rather than trim corners to pad an insurer's quarterly report. If you are relentless, principled, and genuinely fired up by the idea of winning for people at their lowest moment, these are your people. We've assembled a team of professionals who respect the weight of this work and bring real care to every case that crosses their desk.
You'll find the footing of an established firm, the backing of a full team around you, and a workplace culture that mirrors how we treat clients: with candor, respect, and a stubborn commitment to getting it right.