Ohio Fire Claims works only for you, never for the insurance company. We take on every part of your residential claim so you can focus on your family instead of the paperwork.
What the Insurance Company Offers You First Is Rarely What You’re Owed
When fire or water hits your home, your insurer moves right away to protect its own bottom line. Most homeowners take that first offer without ever realizing they have a choice, surrendering real money and real control in the process.
A Full Team of Licensed Professionals,
Working Entirely for You
Ohio Fire Claims is a team of licensed public adjusters, building estimators, contents specialists, and loss consultants. We handle every part of your claim, documentation, negotiation, and settlement, so nothing gets missed and nothing gets underpaid.
What We Do for You
Step 1: We inspect your property and assess all damage the moment you reach out.
Step 2: Our building estimators and contents specialists document every loss in precise detail.
Step 3: Our licensed public adjusters negotiate directly with the insurance company on your behalf.
Step 4: We put the full claim in front of you for review and approval before anything advances.
Step 5: You collect your settlement and stay in control of how, and with whom, you rebuild.
Every Type of Residential Loss.
One Dedicated Team.
Fire and smoke are only the start. Ohio homeowners rely on us across every category of covered property loss.
Fire and Smoke
Damage Claims
Your home may carry damage the insurer's adjuster overlooked. We document all of it, structural, contents, and smoke penetration, so you get the full picture and the full settlement.
Water and Flood
Damage Claims
Water damage spreads quickly and tucks itself into places the eye never catches. Our estimators know precisely where to look and how to document it so your insurer can't downplay it.
Appraisal Services
When there's a dispute over the value of your loss, an independent appraisal can be the difference between what the insurer offers and what you're truly owed. We provide that service.
Why Hire a Public Adjuster?
Most homeowners have never heard of a public adjuster. We'll show you exactly what we do, why it matters, and why it's one of the smartest calls you can make after a loss.
Ohio Homeowners
Have Been Counting
on Us Since 2003
Since 2003, Ohio Fire Claims has helped residential property owners recover more and rebuild on their own terms. We are BBB accredited, licensed in Ohio, and a proud member of NAPIA.
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I hired this team after my fire and was so happy with the services of this company I made a couple of referrals. The referrals that I made became happy clients as well.
Gina Mead
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In 2019, these guys literally changed our life. Had it not been for them advocating for us, we would have lost THOUSANDS of dollars of insurance money that was in our policy. Best decision I ever made for our family.
Otto Haentzler
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Nik, Ross, & Matt
Words cannot express how much gratitude and appreciation I have for you and your staff. The length in which you all went to lift my burden and ease my stress was remarkable — you treated me like family!
Cheers and best wishes to you all!Kathy Niver
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Matt, Ross, and Inventory Team:
Jerry and I wanted to thank all of you again for the assistance you gave us between the fire and our getting into our new home. Matt, you and Ross gave us reassurance and guidance working our way through this process. Kay, thanks to you for your extra time here trying to make sense of the cleaning inventory concerning what they did and did not do. We realize that you, Matt, made numerous visits to calm me down and give us support when we were overwhelmed with everything going on. We are very grateful. The job everyone did and the function and support of your company was priceless to us!
Thank you all!Jerry and Joyce Gillette
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It has been five years now since I needed your service. I lost my home in March of 2010 to a house fire. I was getting the run around from my insurance company when I called and met with Nik the very next day. Thanks to him and the great team he has working for him I was able to buy a new home and recover what I had coming from the insurance company for my contents and home. If you should ever need references I would be happy to meet and speak with anyone.
Nancy Jeffrey
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Thank you for all of your support during a very difficult time in my life. As you know, it was not an easy decision for me to make, however it ended up being a very good decision and one that helped me a great deal during a very emotionally difficult time. I am deeply appreciative of everything you and your fine staff did to help me and I will remember that for the rest of my life.
Thanks again for everything.Lori
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Thank you for a job well done.
J Abate
Vice President, Comerica Bank
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A tremendous weight was lifted off our shoulder knowing we had you preparing and presenting our loss to State Farm. We were able to continue our normal work schedules without all the added pressure. Thank You.
Mosby and Brenda Clark
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Thank you for the work performed on our fire claim. We are happy with the settlement. We will continue to refer you to friends, relatives, and any one we meet with a fire loss.
John Vandoer
“Do I Really Need a Public Adjuster?”
Asking your insurance company whether you need a public adjuster is like asking the rival team’s coach whether you should sign a better player. There’s no upfront cost to work with us, no financial risk, and no obligation once your free claim review wraps up. The only way you lose is by never making the call.
There Is No Upfront Cost
We work on contingency. You pay nothing until your claim settles and the payment lands in your hands.
You Stay in Control
Every decision, from your contractor to your rebuild timeline, stays with you. We lay out your options and carry out your plan.
We Fight for the Full Settlement
The insurance company’s first offer is rarely its last. Our job is to make sure you never leave money behind.
No Attorneys Required
In most cases, we handle the dispute directly. The quality of our documentation and our negotiation process earn respect from insurers across Ohio.