Ohio Fire Claims works only for you, never for the insurance company. We take on every part of your residential claim so you can focus on your family instead of the paperwork.
What the Insurance Company Offers You First Is Rarely What You’re Owed
When fire or water hits your home, your insurer moves right away to protect its own bottom line. Most homeowners take that first offer without ever realizing they have a choice, surrendering real money and real control in the process.
A Full Team of Licensed Professionals,
Working Entirely for You
Ohio Fire Claims is a team of licensed public adjusters, building estimators, contents specialists, and loss consultants. We handle every part of your claim, documentation, negotiation, and settlement, so nothing gets missed and nothing gets underpaid.
What We Do for You
Step 1: We inspect your property and assess all damage the moment you reach out.
Step 2: Our building estimators and contents specialists document every loss in precise detail.
Step 3: Our licensed public adjusters negotiate directly with the insurance company on your behalf.
Step 4: We put the full claim in front of you for review and approval before anything advances.
Step 5: You collect your settlement and stay in control of how, and with whom, you rebuild.
Every Type of Residential Loss.
One Dedicated Team.
Fire and smoke are only the start. Ohio homeowners rely on us across every category of covered property loss.
Fire and Smoke
Damage Claims
Your home may carry damage the insurer's adjuster overlooked. We document all of it, structural, contents, and smoke penetration, so you get the full picture and the full settlement.
Water and Flood
Damage Claims
Water damage spreads quickly and tucks itself into places the eye never catches. Our estimators know precisely where to look and how to document it so your insurer can't downplay it.
Appraisal Services
When there's a dispute over the value of your loss, an independent appraisal can be the difference between what the insurer offers and what you're truly owed. We provide that service.
Why Hire a Public Adjuster?
Most homeowners have never heard of a public adjuster. We'll show you exactly what we do, why it matters, and why it's one of the smartest calls you can make after a loss.
Ohio Homeowners
Have Been Counting
on Us Since 2003
Since 2003, Ohio Fire Claims has helped residential property owners recover more and rebuild on their own terms. We are BBB accredited, licensed in Ohio, and a proud member of NAPIA.
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Thank you for the work performed on our fire claim. We are happy with the settlement. We will continue to refer you to friends, relatives, and any one we meet with a fire loss.
John Vandoer
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A tremendous weight was lifted off our shoulder knowing we had you preparing and presenting our loss to State Farm. We were able to continue our normal work schedules without all the added pressure. Thank You.
Mosby and Brenda Clark
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Michigan Fire Claims, Inc was able to do everything they assured me could be done on the loss. We were able to take the settlement, pay off the home and purchase a beautiful home not far from work.
Brett and Cindy Deguise
“Do I Really Need a Public Adjuster?”
Asking your insurance company whether you need a public adjuster is like asking the rival team’s coach whether you should sign a better player. There’s no upfront cost to work with us, no financial risk, and no obligation once your free claim review wraps up. The only way you lose is by never making the call.
There Is No Upfront Cost
We work on contingency. You pay nothing until your claim settles and the payment lands in your hands.
You Stay in Control
Every decision, from your contractor to your rebuild timeline, stays with you. We lay out your options and carry out your plan.
We Fight for the Full Settlement
The insurance company’s first offer is rarely its last. Our job is to make sure you never leave money behind.
No Attorneys Required
In most cases, we handle the dispute directly. The quality of our documentation and our negotiation process earn respect from insurers across Ohio.