Ohio Fire Claims represents Ohio homeowners through fire, flood, and total-loss disasters, handling every part of the claims process so you get the maximum settlement and the freedom to rebuild on your terms.
Most Homeowners Don’t Know They Have a Choice
When fire or flood hits your home, the insurance company opens your claim and assigns an adjuster, someone whose job is to settle your loss for as little as possible. Most homeowners take that first offer, never realizing a licensed public adjuster could have fought for considerably more.
A Full Team. One Goal. Your Maximum Settlement.
Ohio Fire Claims is a licensed public adjusting firm. We work only for you, never for the insurance company. From the moment you call, our team takes over the documentation, the negotiation, and every phone call, so you don’t have to.
What We Handle for You
Step 1: Emergency Response
We mobilize right after your loss, inspect your property, review your policy, and open your claim the right way from day one.
Step 2: Complete Damage Documentation
Our building estimators and contents specialists document everything, structural damage, personal property, and the items that are easy to miss and even easier to undervalue.
Step 3: Claim Preparation and Presentation
We prepare and present your entire claim to the insurance company, Proof of Loss included, and represent you through every negotiation, inspection, and examination.
Step 4: Settlement and Recovery
We fight for the maximum settlement you’re entitled to under your policy. You review and approve before anything is finalized. You choose your contractor. You control the rebuild.
What Changes When You Have
Ohio Fire Claims on Your Side
We Work Only for You
The insurance company’s adjuster answers to the insurance company. Every member of our team answers to you.
You Get a Full Team, Not One Person
Licensed public adjusters, building estimators, contents specialists, and support staff work your claim together. No single point of failure, no detail overlooked.
You Stay in Control
You decide who rebuilds your home. You approve every step before we move forward. Your claim, your decisions.
No Financial Risk
You pay nothing up front. Our fee comes out of the settlement, and only after you get paid. If we don’t recover for you, you owe us nothing.
Over 20 Years Fighting for Michigan Homeowners
Ohio Fire Claims represents homeowners as part of a firm founded in 2003, and we’ve served more than 2,000 clients.
Real Michigan
Homeowners. Real
Claims. Real Results.
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I hired this team after my fire and was so happy with the services of this company I made a couple of referrals. The referrals that I made became happy clients as well.
Gina Mead
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In 2019, these guys literally changed our life. Had it not been for them advocating for us, we would have lost THOUSANDS of dollars of insurance money that was in our policy. Best decision I ever made for our family.
Otto Haentzler
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Nik, Ross, & Matt
Words cannot express how much gratitude and appreciation I have for you and your staff. The length in which you all went to lift my burden and ease my stress was remarkable — you treated me like family!
Cheers and best wishes to you all!Kathy Niver
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Matt, Ross, and Inventory Team:
Jerry and I wanted to thank all of you again for the assistance you gave us between the fire and our getting into our new home. Matt, you and Ross gave us reassurance and guidance working our way through this process. Kay, thanks to you for your extra time here trying to make sense of the cleaning inventory concerning what they did and did not do. We realize that you, Matt, made numerous visits to calm me down and give us support when we were overwhelmed with everything going on. We are very grateful. The job everyone did and the function and support of your company was priceless to us!
Thank you all!Jerry and Joyce Gillette
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It has been five years now since I needed your service. I lost my home in March of 2010 to a house fire. I was getting the run around from my insurance company when I called and met with Nik the very next day. Thanks to him and the great team he has working for him I was able to buy a new home and recover what I had coming from the insurance company for my contents and home. If you should ever need references I would be happy to meet and speak with anyone.
Nancy Jeffrey
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Thank you for all of your support during a very difficult time in my life. As you know, it was not an easy decision for me to make, however it ended up being a very good decision and one that helped me a great deal during a very emotionally difficult time. I am deeply appreciative of everything you and your fine staff did to help me and I will remember that for the rest of my life.
Thanks again for everything.Lori
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Thank you for a job well done.
J Abate
Vice President, Comerica Bank
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A tremendous weight was lifted off our shoulder knowing we had you preparing and presenting our loss to State Farm. We were able to continue our normal work schedules without all the added pressure. Thank You.
Mosby and Brenda Clark
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Thank you for the work performed on our fire claim. We are happy with the settlement. We will continue to refer you to friends, relatives, and any one we meet with a fire loss.
John Vandoer
Every Type of Home Loss.
One Dedicated Team.
Fire and Smoke
Damage Claims
Fire destroys fast. Smoke travels further and damages more than most adjusters document. We make sure nothing gets missed and nothing gets undervalued.
Water and Flood
Damage Claims
Water damage is deceptive. What shows on the surface rarely tells the whole story. Our team documents the visible and the hidden so your claim reflects the true scope of your loss.
Denied and
Underpaid Claims
If your insurance company has already denied or underpaid your claim, the conversation isn't over. We review your policy, challenge the decision, and fight to recover what you're owed.
Proof of Loss and
Examination Support
Ohio requires a Sworn Statement and Proof of Loss within 60 days of your loss date. We prepare it for you and represent you through any examination under oath.
Licensed, Experienced, and
Accountable to You
Ohio Fire Claims is licensed and operating in Ohio, part of a firm whose work reaches back to 2003. We are a member of the National Association of Public Insurance Adjusters and carry BBB accreditation.
By the Numbers
In business since 2003. More than 2,000 clients served. A Maumee home base with rapid statewide response.