Appraisal Services
After a property loss – Property Loss Appraisal Services for Ohio
Ohio Fire Claims offers property appraisal services for residential or commercial buildings. Our comprehensive appraisal services will support your property loss claim with the insurance company. A property appraisal is the evaluation of the property that will quantify your loss and be used to determine an accurate reimbursement value.
Why is an independent loss appraisal important?
An independent assessment of your losses will protect you from having to pay for some of the damages from your own pocket. Usually, insurance companies send their in-house appraisers to evaluate your losses. Their main concern is the insurer’s best interest, and not yours, and they might under-evaluate your losses. An independent appraiser, on the other hand, will perform a fair and accurate evaluation of the damages.
What is an Appraisal Clause?
Each insurance policy has an appraisal clause that can be invoked by both parties (the insurer or the insured person) if they can’t reach an agreement. The two parties acknowledge the fact that they can’t reach an agreement and they choose someone else to represent them in the dispute. The intention to invoke the appraisal clause must be announced thorough a written request. If the two appraisers (yours and the one from the insurer) don’t agree over the dispute in a reasonable amount of time, each or both can submit their differences to a previously selected umpire, who will settle the dispute.
As part of our appraisal services, Ohio Fire Claims will:
- Obtain and study carefully all the documentation regarding your claim;
- Evaluate the loss appraisal from the insurance company and notify you and the insurer if we notice any inconsistencies;
- Perform our own, detailed and unbiased appraisal, and accurately estimate your losses;
- Dispute, if necessary, your insurer’s appraisal through the appraisal cause.
- File your claim and follow it through, until you are fully reimbursed for your losses.
Contact us today with any questions you might have about our appraisal services. As one of the leading public adjuster companies in the Midwest, Ohio Fire Claims Inc. is in the best position to help you get a good start on your financial recovery after property losses from fire, water, floods, and storms. Our team of appraisers, estimators and public adjusters will work for you, to assure the best possible settlement and your complete satisfaction.
Ohio Fire Claims’ public adjusters, will assist you in any way possible to help you steer clear of all the pitfalls insurance companies are counting on. We work for you!