Public Adjuster Blog
Casualty Loss Deduction – Deducting your property losses
Did you know?? Casualty losses or theft losses not covered or reimbursed by your insurance company may be deductible on your federal income tax return. The deduction is taken for the year when the loss occurred, unless is from a federally declared disaster, in which...
27 March, 2014
Water Damage Restoration
Water damage is one of the most common types of property damage. From broken pipes, to overflowing toilets and sewage backups, water damage occurs frequently and causes extensive property losses - soaking carpets, destroyed belongings, structural damage, odors and mold. You are Responsible for the Restoration...
16 March, 2014
What you need to know about house fires
If you ever have to deal with a house fire, time is of the essence. Learn about house fires to help you make the best decisions if ever in that circumstance. Fires spread quickly In less than a minute, a small kitchen fire can spread to threaten...
24 February, 2014
Understanding your Homeowners Policy
Whether you are shopping around for a new homeowners policy, need to file a property loss claim, or just want to be a more savvy consumer - understanding your homeowners insurance is important. Get started today - we’ll make it easy, with a quick look into...
02 February, 2014
Frozen Pipes Property Damage FAQ
Frozen Pipes Property Damage - Frequently Asked Questions With sub-zero temperatures across Michigan, homeowners face an increased risk of frozen water pipes and water damage to their homes from burst pipes. Property losses from burst or frozen pipes average more than $10,000, and the time needed...
08 January, 2014
Property Loss due to Roof Ice Dams
Property Loss due to Roof Ice Dams Recent snowfall accumulation and low temperatures in the Metro Detroit area and throughout Michigan have created the conditions for ice dams to form on roof edges. Without proper remediation, ice dams can result in significant damage to the home...
07 January, 2014
Winter Fire Safety
With the winter and the Holiday Season already here, most of us look forward to spending those moments with family and friends, in warm homes with lit up trees and home cooked food. Sadly, for some, this holiday season will not be fondly remembered...
22 December, 2013
Home Inventory After a Loss
Home Inventory After a Loss – Why Work with a Professional Content Estimator Following a property loss, one of the most important factor to your claim success and full financial recovery, is accounting for all the damaged or lost items, and seeking proper reimbursement under your insurance...
02 December, 2013
Examination Under Oath Do's and Don'ts
An Examination Under Oath, also known as an EUO, is sworn testimony during the claim process at the request of the insurance company, that they employ to gather facts about the property loss and uncover insurance fraud. Held in the presence of a court reporter,...
02 December, 2013