Public Adjuster Blog

When Michigan Fire Claims Inc. first started in 2003, public adjusting was not a profession many people have heard of.  Twelve years later, this fact still holds true. Most of our clients are telling us that before our services were recommended by friends, or before...

Any business has competition, in some areas more than others. Public adjusting falls in the more category. The sector has enjoyed significant growth, especially as insurers get more greedy and the policyholders more informed and aware of the options available. Healthy competition in a fair environment leads to...

Cold winter temperatures can cause costly property damage.  In Michigan, we get a substantial number of sub-zero days from December through March. In winter, your home is at increased risk damage from frozen pipes, water infiltration through the roof, collapsed roofs or fallen trees due...

What is a Sworn Statement in Proof of Loss A Sworn Statement in Proof of Loss is a document the policyholder may be requested to submit following a property loss claim. The purpose of the Proof of Loss is to obtain a formal statement from the policyholder...

After a property loss due to fire, water damage, storms, or other disasters, the homeowner needs to take the right steps to prepare and file the insurance claim .  Avoid common pitfalls and ensure a successful settlement with these basic rules for insurance claim success: Understand...

Metro Detroit, Michigan - August 11, 2014 Historic rainfall in one of the wettest days in recorded history for Southeast Michigan has resulted in widespread flooding throughout the metro Detroit area. As a consequence of the downpour, the area’s homeowners and businesses suffered substantial property losses,...

Cooking is the leading cause of residential fires. Cooking and related activities are the direct cause of over 90% of kitchen fires and of more than one third of all residential fires. Each year, close to 150,000 fires are attributed to unattended cooking. About 60% of...

When it comes to making the decision to hire a public adjuster or not, you have to consider your particular circumstances and situation. However, here’re our top reasons why a public adjuster may be good for you: 1. A Public Adjuster Will Free Up Your Time...

If summer storms damage your property, are you protected? In Michigan, we are lucky enough not to have monster tornadoes or floods. But even a vanilla summer storm could result in extensive property damages, some of which may not be covered by your homeowners policy.  Find...